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Connected By A Shared Purpose

Real Dignity LTC &
Real Change Financial

Real Dignity LTC is a sister brand of Real Change Financial, created around the same goal of helping individuals and families take greater control of their financial future.

Real Change Financial

Real Change Financial focuses broadly on financial education, wealth strategies, retirement planning, and helping clients rethink traditional approaches to money.

  • Financial education
  • Retirement strategies
  • Wealth planning
  • Financial independence

Real Dignity LTC

Real Dignity LTC extends that mission into long-term care, helping families prepare for future care needs while considering retirement income, asset protection, independence, and legacy.

  • Long-term care planning
  • Asset protection
  • Retirement income
  • Annuity and LTC solutions

About Real Dignity LTC

Planning With Purpose.
Guidance With Dignity.

Real Dignity LTC helps individuals and families prepare for the financial and personal realities of long-term care while protecting the retirement they worked hard to build.

Meet Ken

Experience built through business, finance & family planning.

Kenneth Akiva Shapero brings decades of business, financial, and entrepreneurial experience to the families he serves. His professional background includes leadership roles, mergers and acquisitions, wealth management, and working with both domestic and international clientele.

Through Real Change Financial, Ken has focused on helping individuals and families better understand their financial lives, evaluate retirement strategies, and make decisions around protection, income, and long-term priorities.

Real Dignity LTC extends that philosophy into long-term care planning. Ken helps families consider how future care may affect retirement assets, income, independence, and the people they love — before a care event turns planning into a crisis.

“Good planning is about preserving choices — for yourself, your family, and the life you worked to build.”
Kenneth Akiva Shapero
Retirement Planning
LTC Strategy
Family Protection

Before Real Change Financial

From Apple’s early years to a lifetime of business and financial experience.

Kenneth Akiva Shapero was an early member of the innovation team at Apple during the company’s formative years. His background later expanded into entrepreneurship, leadership, mergers and acquisitions, and wealth management.

That experience became part of the foundation behind Real Change Financial and now informs the way Ken approaches long-term care planning through Real Dignity LTC.

The archival video below is included as part of Ken’s professional history and background.
Joshua Pinny Levy
Protection Planning
LTC Preparation
Legacy Strategy

Meet Josh

Planning that protects the life behind the numbers.

Joshua “Pinny” Levy began his financial services career in 2014, building his work around helping individuals, families, and business owners better understand protection, growth, income, and financial distribution.

Through Real Change Financial, Josh emphasizes education, thoughtful planning, and helping clients understand how financial strategies can work together rather than treating each decision in isolation.

Through Real Dignity LTC, that same planning mindset is applied to one of retirement’s most significant uncertainties: the potential need for long-term care. Josh helps families explore ways to prepare for future care expenses while considering retirement income, existing assets, independence, and the legacy they hope to preserve.

“Long-term care planning is about protecting the choices you worked to create and helping your family avoid major financial decisions during an already difficult time.”
Joshua Pinny Levy during his military service

Service Before Financial Services

Discipline, service, and responsibility carried into financial planning.

Before building his career in financial services, Joshua “Pinny” Levy served in the U.S. Navy. The discipline, resourcefulness, and responsibility developed during his military service continue to influence the way he approaches client relationships today.

Through Real Change Financial, Josh has focused on helping families understand protection, income, growth, and financial strategy. Through Real Dignity LTC, that same service-oriented mindset is applied to helping families prepare for long-term care and protect the independence they have worked to build.

“Preparation matters most before a difficult decision has to be made.”

A Collaborative Journey

Clear Guidance.
Personalized Planning.

1

Start the Conversation

We learn about your goals, concerns, family, and current financial picture.

2

Explore Your Options

We review appropriate long-term care, retirement, and annuity planning strategies.

3

Build Your Strategy

We help create a plan designed around your priorities, lifestyle, choices, and future.

Helping individuals and families protect their assets, preserve their lifestyle, and step into retirement with confidence and dignity.

© 2026 RealDignityLTC. All rights reserved.

Preserve Your Choices. Protect Your Dignity.

Schedule a no-obligation consultation and begin building a long-term care strategy designed around your retirement, independence, assets, and family.

Helping individuals and families protect their assets, preserve their lifestyle, and step into retirement with confidence and dignity.

Get In Touch

© 2026 RealDignityLTC. All rights reserved.

Helping individuals and families protect their assets, preserve their lifestyle, and step into retirement with confidence and dignity.

© 2026 RealDignityLTC. All rights reserved.